Access Health CT

Access Health CT is the health insurance marketplace for the U.S. state of Connecticut. Access Health CT, also known as the Exchange, is an online marketplace for health insurance coverage where Connecticut residents can compare and shop for health coverage. It is the only place where individuals can qualify for financial help to lower the cost of coverage.

History[edit | edit source]

Access Health CT was established in 2011 in response to the Patient Protection and Affordable Care Act (ACA). The ACA required each state to have a health insurance exchange where consumers could purchase ACA-compliant health insurance plans. Connecticut was one of the first states to establish its own exchange, rather than using the federal HealthCare.gov platform.

Services[edit | edit source]

Access Health CT offers a variety of services to Connecticut residents, including the ability to compare and purchase health insurance plans, apply for financial assistance, and enroll in Medicaid or the Children's Health Insurance Program (CHIP). The Exchange also provides resources and assistance for small businesses looking to provide health insurance to their employees.

Eligibility[edit | edit source]

To be eligible to purchase a plan through Access Health CT, individuals must be a resident of Connecticut, a U.S. citizen or lawfully present individual, and not incarcerated. Eligibility for financial assistance is based on income and family size.

Enrollment[edit | edit source]

Enrollment in Access Health CT plans is typically available during the annual Open Enrollment Period, which usually runs from November 1 to December 15. However, individuals may qualify for a Special Enrollment Period if they experience certain life events, such as losing other health coverage, getting married, or having a baby.