Dependent

Dependent is a term used in healthcare and insurance industries to refer to a person who relies on another for financial support, particularly in the context of health insurance coverage. Dependents can include spouses, children, and other individuals for whom the policyholder is financially responsible.

Definition

A dependent is typically defined as a person who is reliant on another, often a family member, for financial support. This can include a spouse, a child, or any other individual for whom the policyholder has a legal responsibility to provide for. In the context of health insurance, a dependent is someone who is covered under the same insurance policy as the primary policyholder.

Eligibility

Eligibility for dependent status can vary depending on the specific rules of an insurance policy or government program. Generally, to be considered a dependent, an individual must meet certain criteria. For example, they may need to be a certain age, live with the policyholder, not be self-supporting, and/or be a U.S. citizen or resident.

Dependent Coverage

Dependent coverage refers to the health insurance coverage extended to the dependents of a policyholder. This coverage can include a wide range of health care services, such as preventive care, hospitalization, prescription drugs, and more. The extent of the coverage and the costs associated with it can vary greatly depending on the specific insurance plan.

Impact on Taxes

Having dependents can also impact a person's taxes. In the United States, taxpayers can often claim exemptions for their dependents, which can lower their taxable income. Additionally, having dependents can make a taxpayer eligible for certain tax credits, such as the Child Tax Credit or the Earned Income Tax Credit.

See Also

• Health Insurance
• Policyholder
• Tax Credit

Dependent Resources
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