Unum

Unum is a Fortune 500 company that provides financial protection benefits such as disability, life, accident, critical illness, dental and vision insurance. The company is based in Chattanooga, Tennessee, with additional offices in the United States, United Kingdom, and Ireland. Unum is one of the leading providers of employee benefits products and services, and the largest provider of disability insurance in the United States.

History

Unum was founded in 1848 as Union Mutual Life Insurance, and it was the first company in the United States to introduce group disability policies in 1939. The company went through several mergers and acquisitions over the years, including the merger with Provident Companies in 1999 to form UnumProvident, and the acquisition of Colonial Life & Accident Insurance Company in 2004. In 2007, the company changed its name to Unum.

Products and Services

Unum offers a wide range of insurance products and services, including:

• Disability Insurance: This provides a portion of income for employees who are unable to work due to illness or injury.
• Life Insurance: This provides a financial benefit to beneficiaries upon the death of the insured.
• Accident Insurance: This provides a cash benefit in the event of an accident that results in injury or death.
• Critical Illness Insurance: This provides a lump-sum payment if the insured is diagnosed with a covered critical illness.
• Dental Insurance: This covers a portion of the cost of dental care.
• Vision Insurance: This covers a portion of the cost of vision care.

Corporate Responsibility

Unum is committed to corporate social responsibility, with a focus on supporting education, health and wellness, and arts and culture in the communities where its employees live and work. The company also encourages employee volunteerism and provides matching gifts for employee donations to eligible non-profit organizations.

See Also

• List of United States insurance companies
• Disability insurance
• Life insurance